livingdebtfree

I found the root of my issue with money and I go through an amazing feeling power and to want to spend it like crazy buying whatever it is that I desired.  Now there is nothing wrong with shopping but spending everything that you have, and you do have cash to purchase your basic needs of food is a bad thing.  Wouldn’t you agree?

I felt completely inadequate about money for many years and I could not understand why many of the techniques that I learned from others would not work.  I have a condition called Bipolar disorder which causes manic episodes of impulsive or self-destructive behavior when it comes to money. This illness has ruined me financially however I am slowly I am getting better at things financially.

I was diagnosed about two years ago, and I was able to work through learning how to cope with this illness through a different way.  I have had money problems for over 10 years, and have managed to run up tens of thousands dollars of debt.  Although I have a majority of that paid off. With proper medication, treatments, and coping skills I do know how to cope better.

I may have enough money to buy something such as get my hair done or go to a concert, I learned to set limits for myself, and allowances.  If I do not spend all of my allowance that I have allocated for myself then I when it came to getting another allowance, I would put the excess back into my checking account.  I do not allow the amount in my checking account to get lower than a particular number and I am not talking about the number zero.  I feel less stress and more at ease about my finances and I get so excited when I am able to save money on items that I purchase. I pay in cash mainly for the smaller items that I purchase, and for larger items I use my debit card.  I have canceled all of my credit cards, and it feels great.

How do you cope with debt?  How do you feel when things are more under control such as what I have been experiencing?  I look forward to hearing your comments.  I do ask if you are leaving a comment to make sure it is a meaningful comment, and not to just show off the links to your blog site.   Thank you.